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PlaNIS is the financial advisement business unit of PlaNet Finance Group, dedicated to Socially Responsible funds investing in microfinance.
To facilitate and finance its growth, PlaNIS has been spun-off from PlaNet Finance as of June 2010 with the entrance of new shareholders: Impact Nord Sud Développement (a fund managed by Natixis Asset Management) and Finaréo (an European private equity fund), becoming a dedicated subsidiary benefiting from the precense and local knowledge of PlaNet Finance Group’s network.

PlaNIS was created with the aim of responding to the growing needs of the developing microfinance institutions and to link them with the best investors of the market and to provide them with tools usually used by and reserved to other markets.

This is why PlaNIS was organized as a financial services company in microfinance specialized in three products: Debt, Equity and FX Hedge.

In 2009, the PlaNIS team (13 permanents + 3 interns) has met 300 microfinance institutions in 40 countries. Moreover, 70 investments proposals were drawn up and nearly USD 50 million lent to microfinance institutions. PlaNIS is monitoring a USD 165 million portfolio, coming from 9 funds, distributed between 77 microfinance institutions in 31 countries. 4 of those funds are managed by responsAbility; main partner of PlaNIS.

PlaNIS Activities :
• Search and assessment of microfinance institutions

• Search of potential investment propositions:
  • Use of contacts and working relationships of PlaNet Finance Group (PlaNet Finance works with more than 300 microfinance institutions each year).
  • Prospect of microfinance institutions by PlaNIS’ Regional Investment Officers, during due diligence or on field missions.
  • Selection of strongest and most promising microfinance institutions.
• Valuation of selected microfinance institutions:
  • Valuation of risks and viability of the microfinance institutions as well as its needs.
  • Due Diligence conducted on field by two analysts, of whom one senior.
  • Investment committee, then proposal of the microfinance institution to the most adapted fund (responsAbility, Banque de Luxembourg, Triple Jump, MicroFund, MicroWorld, Impact Nord Sud Développement...).

• Follow-up of the transaction and the reimbursement

• Monitoring of funds lent by the investors to the microfinance institution: PlaNIS is the intermediate between investors and microfinance institutions.
• Follow-up of the reimbursement of the loan as well as the financial situation of the microfinance institution.
• Study of the possibility of a loan renewal.

• Restructuring

• Intervention in case of a financial risk from a microfinance institution.
• Follow-up of the restructuring of the microfinance institution in case of default.

• Diverse interventions

• Participation to working groups (Paris Europlace, the European microfinance platform).
• Participation to microfinance conferences.